Qwulifi.ai tells you — in plain English — what's between you and a mortgage, and gives you a clear 90-day plan to get there. Free to start. No credit-score hit.
…cite debt-to-income. Qwulifi's #1 lever.
…are first-time buyers. Down from 33% in 2012.
Up to $18K in down-payment assistance if you qualify.
From our beta cohort — average +30 points.
We're not a credit tracker. We're a readiness coach — purpose-built for the moment just before you apply.
DTI + credit + reserves + stability + documentation — the five things a lender actually checks, combined into one number you can move.
Every week you'll see the 3 moves that raise your score the most. Each one comes with an estimated point lift — no guessing.
Export a Financial Portfolio PDF your lender or HUD counselor can read in 60 seconds. Fewer dead-end applications. Less paperwork.
Start free. Upgrade when you want automated account syncing, the AI coach, and the shareable Portfolio.